Key West, Florida Landlord Dwelling Insurance

Landlord or Dwelling Insurance covers those property owners that rent out one or more of their properties including homes, apartments or condos.  A landlord needs to have protection from any loss that may occur to their rental property like fire.  You can also get insurance that will help cover the loss of income since your property can’t be rented due to a loss.

Landlord Insurance Coverage options in Key West, Florida

There are certain types of landlord rental coverages that you may choose to add to your policy, including:

• Property – this will cover your property if you have a loss due to fire , damage or vandalism.
• Income – this will help to compensate you for any lost income that may occur from a covered loss.  This coverage will reimburse lost income that you would have received if you had been collecting rent.
• Liability – this can help protect you from liability losses like a claim or lawsuit.  You want to be protected if there is an injured person on your property.  Liability insurance will help cover these costs like medical payments, legal fees or claims by the tenant.
• Options – there are other options you may want to add with your insurance agent like rent guarantee, disaster, employer liability or content insurance.

Landlord Insurance can help protect you from any financial loss that may occur to your rental property from accidents, injuries or lawsuits.  Since landlord insurance is very cost effective, it is always a good idea to be protected in case of a loss.

Our liocensed insurance agents in Key West Florida including the Big Coppitt, Big Pine Key, Key Haven , Sugarloaf Key, and Summerland Key areas.

“The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.”