Key West, Florida Flood Insurance

Flood damage can be devastating for any family, and flood losses are not covered by your standard home or windstorm insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.

Your standard Florida flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.

We have multiple options for your flood insurance in Florida:

• Building, contents, replacement cost coverages
• Different coverage options available
• Standard flood insurance coverage
• Optional excess flood coverage

Flood coverage Insurance in Key West, Florida

Building coverage is designed to protect the structure of your home or business and cover appliances and other property items that are considered part of your property including air conditioners, dishwashers and cabinets. You will also want to consider coverage for your personal property as well, such as furniture and clothing.

Policies have different options so contact one of our staff at 305-294-2542 for any questions you may have about your Florida flood insurance policy.

“The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.”