Key West, Florida Builders Risk Insurance

Key West, Florida Builders Risk Insurance

During the course of construction, Florida contractors, whether large or small, have different risks. Therefore, contractors throughout Florida need a licensed insurance agent to determine those risks. The Porter Allen Company, Inc. has been helping many contractors and builders to assess these risks and insurance needs.

A builders risk policy helps protect builders and contractors from losses to property and financially in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. Our agency can help protect you in the event of a fire, flood or theft. You may also opt to have additional coverage in the event of losses due to project penalties or unexpected costs, like taxes.

Coverage Options for Builders Risk in Key West, Florida

At The Porter Allen Company, Inc., we work as a consultant to determine your insurance needs and risks by evaluating your project with you. Options for a Florida builders risk policy include:

  • Policy time frames
  • New Construction, remodeling & rehabs
  • Coverage for framing, cleanup, debris
  • Financial costs due to delays
  • Project sites and trailers
  • And more....

Coverage for windstorm and flood often has to be covered under a separate policy because of our location.

Contact us to find out more about builders risk insurance in Key West Florida including the Big Coppitt, Big Pine Key, Key Haven , Sugarloaf Key, and Summerland Key areas.

“The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.”